1

19:21 Investing

Updated today

Client assets under management

$809,972

Clients

7

0% high-net-worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor with up to 2 employees

Clients per advisor

7

Low

Average account size

$115,710

About

19:21 Investing provides portfolio management and financial planning services to individual clients, including high‑net‑worth individuals, and prepares Investment Policy Statements to document goals, tax considerations, time horizon and risk tolerance. Services include discretionary portfolio management, asset allocation and regular portfolio monitoring, as well as one‑time financial plans addressing investment, retirement, tax and insurance matters.

The firm’s investment approach emphasizes technical methods—charting and technical analysis—and uses long‑term, short‑term and options trading, with options trading identified as the preferred strategy (including covered and uncovered options and spread strategies). 19:21 Investing generally seeks discretionary authority to implement client strategies and conducts at least quarterly reviews of ongoing advisory accounts.

Noteworthy attributes for a firm of this size include a very small client base and assets under management (seven clients and about $810,000), a requirement that clients use Schwab Institutional for custody, and a policy of not aggregating trades for multiple clients, which the brochure notes can affect execution and pricing. The firm’s advisor is also a licensed life and disability insurance agent who may accept commissions for insurance sales, and financial planning engagements are typically delivered as a one‑time plan with no ongoing reporting unless additional services are contracted.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Cash flow / budgeting

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Fee options

Fixed

Fixed fees for financial planning, negotiated between $0 and $10,000

Percentage

$0 - $500,000: 2.00% $500,001 - $1,250,000: 1.75% $1,250,001 - $2,000,000: 1.50% $2,000,001+: 1.00%

Commissions

Commission earned from sale of insurance products; not primary compensation

Other

Fee-only: Financial planning fees negotiated between $0 and $10,000 fixed fee per plan

Main office location

19:21 Investing

Walnut MS, United States

Number of offices

1

Most active in

Alabama · Mississippi

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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