A
AJP Financial Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$25,226,667
Clients
20
70% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
20
TypicalAverage account size
$1,261,333
About
AJP Financial Services is a small independent advisory firm that primarily serves individuals — notably business owners, professionals, and retirees — and also works with sponsors of retirement plans. Its services include comprehensive financial planning, discretionary and non-discretionary investment management, and consulting for self-directed and defined benefit retirement plans.
The firm begins client relationships with a written financial plan that guides portfolio construction and ongoing advisory work, typically allocating assets among mutual funds and ETFs and, when appropriate, engaging unaffiliated independent managers. It offers ongoing account monitoring, uses an eMoney client portal for consolidated reporting, and applies limited AI tools under formal controls; cash is treated as an asset class within its investment process.
Compared with many solo independent advisers, AJP sponsors a legacy wrap-fee program (closed to new clients) and provides retirement plan consulting in an ERISA 3(21) capacity, including participant education and pension-related consulting for plan sponsors. The firm’s principal is also licensed to sell life and health insurance and may recommend commissionable insurance products, a relationship and potential conflict that the brochure discloses and addresses.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Business sale tax planning
Business ownership considerations
Debt management
College savings (529s, UTMA, etc.)
General estate planning guidance
Occupation focus
Founder/Business Owner
Retired
Demographic focus
Retired
Established Professionals
Fee options
Financial planning fixed fees ranging from $13,000 to $50,000, negotiable
Negotiable up to a maximum of 2.50% annually
Fee-only: Annual flat fees ranging from $13,000 to $50,000, negotiable
Main office location
AJP Financial Services, LLC
Wilmington DE, United States
Number of offices
1
Most active in
AJP Financial Services, LLC has reported serving >5 clients in these states in the last 12 months.
Delaware · Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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