Alban Investment Management, LLC

The firm provides discretionary investment management and periodic investment planning and consultations for individuals, families, trusts, and small businesses, overseeing roughly $51 million in client assets across about 82 accounts. Services include ongoing supervision of brokerage, IRA, and HSA accounts as well as one-off written investment plans that clients own upon completion.

Investment decisions are informed by fundamental analysis, cyclical and long-term trend evaluation, and an emphasis on diversified portfolios consistent with Efficient Portfolio Theory; the firm seeks to limit investment expenses by favoring low-cost ETFs and using discount brokerage practices. The adviser may implement long-term and short-term purchases, trading, and—with written client consent—margin and options strategies, and conducts formal portfolio reviews at least quarterly with written performance reports and recommended actions.

Distinctive operational features include a multi-principal ownership structure while advisory and compliance responsibilities are concentrated in the firm’s principal, and a firm-wide requirement that clients custody assets with a single custodian (Fidelity Investments). The firm also does not aggregate trades across client accounts and selectively pursues allocations to IPOs or secondary offerings available through its custodian, which are less common practices among similar independent advisers.