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American Capital Management, Inc.

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Client assets under management

$97,742,000

Clients

440

13% high-net-worth

Advisors

10

of 10 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

44

Low

Average account size

$222,141

About

American Capital Management serves a broad mix of individual clients (including high‑net‑worth households), retirement plans, charitable institutions, foundations, trusts and estates. The firm provides discretionary portfolio and asset management, written financial planning and consultations, and referrals to a range of third‑party money managers and TAMPs.

Investment advice is tailored to each client’s goals and typically implemented in portfolios of mutual funds, ETFs, individual stocks and bonds; accounts are reviewed at least quarterly and the firm generally operates with discretionary trading authority. American Capital offers two in‑house model/managed programs alongside multiple third‑party program options and monitors third‑party manager performance as part of ongoing client reviews.

A distinctive feature noted in the brochure is an affiliation with real‑estate brokerage and ownership/management interests in rental properties, which the firm discloses as a potential related‑party activity. The team also includes multiple advisors who hold broker‑dealer registrations and insurance licenses, so clients may encounter both fee‑based advisory services and commissionable product offerings; the firm states policies to disclose and manage those conflicts.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.)

Occupation focus

Retired Founder/Business Owner

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Fee options

Percentage

$0 - $100,000: 2.00% annually $100,001 - $500,000: 1.50% annually $500,001 - $1,000,000: 1.25% annually $1,000,001 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually

Commissions

Certain representatives receive commissions from brokerage and insurance products sold through affiliated broker/dealer Regulus Financial Group

Project-based

Hourly consulting fees ranging from $75 to $250 per hour depending on service level

Other

Account minimum: $10,000 for Allocation Perspectives Portfolio; $25,000 for Allocation Insights Portfolio; minimums for 3rd party managed accounts vary by program and sponsor Fee-only: Portfolio management fees are negotiable and may also be a fixed dollar amount; financial planning fees based on household income (max 2.5%, min $500)

Main office location

American Capital Management, Inc.

4222 Grantline Road

New Albany IN 47150, United States

Number of offices

3

Most active in

Florida · Indiana · Kentucky · Ohio

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kenneth S

Series 63, Series 65

Venice, FL

American Capital Management, Inc.

Kenneth Sadler is a financial advisor with American Capital Management, Inc. He holds Series 63 and Series 65 licenses and has seven years of industry experience. Prior to his current role, he worked at Summerhill Asset Management and Mutual of Omaha Investor Services. Outside of finance, he owns Minopreneur, a business that sells flavored pickles at vendor and craft shows. American Capital Management serves a diverse client base including individuals, retirement plans, charitable institutions, and trusts. The firm offers discretionary portfolio and asset management, tailored financial planning, and access to both in-house and third-party managed programs.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Vincent H

Series 63

New Albany, IN

American Capital Management, Inc.

Vincent Hyman is a financial advisor at American Capital Management, Inc. with 39 years of industry experience. He holds a Series 63 designation and has worked at American Capital Management since 2007 and Regulus Financial Group since 2023. Outside of advising, he is a member of GPS Management LLC, a company that develops and markets automatic vehicle location equipment. American Capital Management serves individual clients, retirement plans, and charitable institutions with discretionary portfolio management, financial planning, and access to third-party money managers. The firm employs tailored investment strategies using mutual funds, ETFs, stocks, and bonds, and offers both in-house and external managed program options.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Johnathon D

Series 63, Series 65

Lexington, KY

American Capital Management, Inc.

Johnathon Davis is a financial advisor at American Capital Management, Inc. in Lexington, KY, with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with American Capital Management since 2015. In addition to his advisory work, Davis engages in independent life and annuity insurance sales. American Capital Management serves a diverse client base including individuals, retirement plans, and charitable institutions. The firm offers discretionary portfolio management, financial planning, and access to third-party money managers, with investment strategies tailored to individual client goals.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Ronald D

Series 63, Series 66

New Albany, IN

American Capital Management, Inc.

Ronald Denman is a financial advisor at American Capital Management, Inc. with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at American Capital Management since 2007, following prior roles at Regulus Financial Group, American Equity Investment Corporation, and Greater Clark School Corp. His outside activities include involvement with fixed and variable insurance and annuity products. American Capital Management serves individual clients, retirement plans, charitable institutions, and trusts with discretionary portfolio management, financial planning, and referrals to third-party money managers. The firm customizes investment advice using mutual funds, ETFs, stocks, and bonds, and conducts regular account reviews while offering both in-house and third-party managed program options.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Lew N

Series 63

New Albany, IN

American Capital Management, Inc.

Lew Newton is a financial advisor with American Capital Management, Inc. in New Albany, IN, holding a Series 63 designation and 31 years of industry experience. He has been with American Capital Management since 2012. Outside of his advisory work, he is involved in an entertainment business focused on magic and mime. American Capital Management serves a diverse range of clients including individuals, retirement plans, charitable institutions, and trusts. The firm offers discretionary portfolio management, financial planning, and access to multiple third-party money managers, with investment strategies tailored to each client’s goals.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Randall W

Series 65

New Albany, IN

American Capital Management, Inc.

Randall Walker is a Series 65-licensed advisor with American Capital Management, Inc., where he has worked for nine years. He previously worked at Mercurio Wealth Advisors and Mercurio & Associates. Outside of his advisory role, Walker is also an independent insurance agent involved in annuity and life insurance sales. American Capital Management serves a diverse client base including individuals, retirement plans, and charitable institutions by providing discretionary portfolio management, financial planning, and access to third-party money managers. The firm customizes investment advice to client goals and offers multiple in-house and third-party managed program options.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Timothy P

Series 63

New Albany, IN

American Capital Management, Inc.

Timothy Peoples is a financial advisor with American Capital Management, Inc. in New Albany, IN, holding a Series 63 designation and over 44 years of industry experience. He has worked at American Capital Management since 1985 and previously held positions at American Equity Investment Corporation and Regulus Financial Group, LLC. In addition to his advisory role, he serves as a board member of Silver Creek Water Corp, a nonprofit water utility company. American Capital Management provides discretionary portfolio and asset management, financial planning, and consultations to individual clients, retirement plans, charitable institutions, and trusts. The firm offers tailored investment advice through mutual funds, ETFs, stocks, and bonds, operating both in-house and third-party managed programs, and discloses its affiliated real estate brokerage and rental property interests as related-party activities.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Dianne W

Series 63, Series 65

New Albany, IN

American Capital Management, Inc.

Dianne Williams Wildt is a financial advisor at American Capital Management, Inc. with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at American Capital Management since 2013, alongside prior roles at American Equity Investment Corp and Regulus Financial Group. Outside of her advisory practice, she serves as a volunteer treasurer for Louisville First SDA Church and is a board member responsible for grounds management at Eagle Creek. American Capital Management serves a broad range of individual clients, retirement plans, and institutions by offering discretionary portfolio management, financial planning, and access to third-party money managers. The firm tailors investment advice to client goals and manages portfolios that include mutual funds, ETFs, individual stocks, and bonds.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

David B

Series 63, Series 65

New Albany, IN

American Capital Management, Inc.

David Betz is a financial advisor at American Capital Management, Inc. with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Money Concepts Capital Corp, W&S Brokerage Services, WESTERN SOUTHERN Life, Kestra Financial Services, and operated as a self-employed advisor. He is also the owner of Silver Valley Financial Group, LLC. American Capital Management serves a diverse client base including high-net-worth individuals, retirement plans, charitable institutions, and trusts. The firm provides discretionary portfolio and asset management, financial planning, and access to various third-party managers, with investment approaches customized to client goals and typically implemented using mutual funds, ETFs, stocks, and bonds.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Lowell F

Series 66

Columbus, OH

American Capital Management, Inc.

Lowell Fletcher is a financial advisor with American Capital Management, Inc., holding a Series 66 designation and 24 years of industry experience. He has worked at Regulus Financial Group, LLC and American Equity Investment Corp prior to his current role. American Capital Management serves a diverse range of clients including high-net-worth individuals, retirement plans, and charitable institutions. The firm offers discretionary portfolio management, financial planning, and access to third-party money managers, with investment strategies tailored to client goals and regular portfolio reviews.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
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