Armstrong Advisory Group Inc.

Paul Lane III is a CFP® with 13 years of industry experience, currently with Armstrong Advisory Group Inc. He previously worked at Morgan Stanley and Securities America Advisors. In addition to his advisory role, Mr. Lane co-hosts the radio program "The Financial Exchange" and the podcast "Make It Make Cents," both of which provide financial market commentary and educational content. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses with wealth management services including investment management, financial planning, and consulting. The firm’s investment approach is primarily long-term and top-down, utilizing macroeconomic data to guide tactical asset allocation, with portfolios overseen by an investment committee.

Michele Cropley is a financial advisor at Armstrong Advisory Group Inc. with 19 years of industry experience. She previously worked for Voya Financial and Voya Retirement Advisors for a decade. Outside of her advisory role, Ms. Cropley is a yoga instructor and a Merit Badge Counselor for the Boy Scouts of America, and she hosts the firm’s financial podcast, "Make it Make Cents." Armstrong Advisory Group advises individuals, high-net-worth clients, trusts, estates, and small businesses, offering wealth management services including investment management, financial planning, and retirement and estate planning. The firm employs a primarily long-term, top-down investment approach guided by macroeconomic data and overseen by an investment committee.

Michael Bradley is a Series 65-licensed financial advisor with Armstrong Advisory Group Inc. in Needham, MA, bringing three years of industry experience. His prior roles include positions at Cambridge Trust, Securities America, and BNY Mellon. Bradley is also a co-host of the firm’s podcast, "Make it Make Cents," where he discusses financial topics. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses, offering wealth management services such as investment management, financial planning, retirement and estate planning, and consulting. The firm employs a primarily long-term, top-down investment approach that uses macroeconomic data for tactical asset allocation and emphasizes ETFs and mutual funds while maintaining flexibility to include individual securities and alternatives.

Charles Zodda is a financial advisor at Armstrong Advisory Group Inc. with 16 years of industry experience. He holds a Series 66 designation and previously worked at Securities America, Inc. and Securities America Advisors, Inc. Mr. Zodda co-hosts the radio program "The Financial Exchange" and serves as a television commentator on investment and economic topics. He is also a volunteer on the Fessenden School Alumni Executive Committee. Armstrong Advisory Group provides wealth management services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm’s investment approach is primarily long-term and top-down, using macroeconomic data to guide tactical asset allocation and employing a variety of investment vehicles including ETFs, mutual funds, and individual securities.

Susan Powers is a financial advisor with Armstrong Advisory Group Inc. She holds a Series 66 designation and has 20 years of industry experience. Prior to joining Armstrong Advisory Group in 2022, she worked at Securities America Advisors, Inc. and Securities America, Inc. from 2007 to 2022. Mrs. Powers is also a licensed insurance agent and co-hosts the radio program "The Legal Exchange Show with Todd Lutsky," where she discusses market and economic topics. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses by providing investment management, financial planning, retirement and estate planning, and consulting services. The firm employs a primarily long-term, top-down investment approach, utilizing macroeconomic data for tactical asset allocation and a variety of investment vehicles overseen by an investment committee.

Andrew Haff is a CFP® with nine years of industry experience, currently serving at Armstrong Advisory Group Inc. since 2022. He previously worked at Securities America Advisors, Inc. and Jackson National Life Distributors LLC. Armstrong Advisory Group advises individuals, high-net-worth clients, trusts, estates, and small businesses, offering wealth management services including investment management, financial and retirement planning, estate planning, and consulting. The firm employs a primarily long-term, top-down investment approach driven by macroeconomic data and utilizes a range of asset types within portfolios overseen by an investment committee.

Leonid Berline is a financial advisor at Armstrong Advisory Group Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including National Securities Corporation, National Asset Management, Inc., and Winslow Wealth Management. Outside of advisory work, he is the owner and manager of B1 Insurance Agency, LLC, a property and casualty licensed insurance agency. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses, offering services such as investment management, financial planning, retirement and estate planning, and consulting. The firm employs a primarily long-term, top-down investment approach that uses macroeconomic data to guide asset allocation and utilizes ETFs, mutual funds, and other securities as appropriate.

Cash Armstrong is a CFP® professional with one year of experience at Armstrong Advisory Group Inc. He has held various roles prior to joining the firm, including positions outside the financial industry. Mr. Armstrong is a co-host of the firm’s podcast, "Make it Make Cents," where he discusses financial topics and provides educational content. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses, offering a range of wealth management services. The firm employs a primarily long-term, top-down investment approach that incorporates macroeconomic data and utilizes ETFs, mutual funds, and other securities, with portfolios overseen by an investment committee.

Matthew Sczurek is a CFP® certificant with eight years of industry experience, currently serving as an advisor at Armstrong Advisory Group Inc. since 2023. Prior to this, he worked at Purshe Kaplan Sterling Investments and New England Capital Financial Advisors, LLC. Outside of his advisory role, Mr. Sczurek is an active musician who participates in piano concerts and serves as Director of Music at East Granby Congregational Church. Armstrong Advisory Group advises individuals, high-net-worth clients, trusts, estates, and small businesses, offering comprehensive wealth management services including investment management, financial planning, and estate planning. The firm employs a primarily long-term, top-down investment approach driven by macroeconomic data and utilizes a diversified range of investment vehicles overseen by an investment committee.

Michael Armstrong is a Series 66 licensed financial advisor with 12 years of industry experience. He has worked at Armstrong Advisory Group Inc. since 2022 and previously spent nine years with Securities America Advisors, Inc. In addition to his advisory role, Mr. Armstrong co-hosts the radio program "The Financial Exchange" and serves as a TV commentator providing investment and economic insights to local news stations. Armstrong Advisory Group Inc. serves individuals, high-net-worth clients, trusts, estates, and small businesses with wealth management services including investment management, financial planning, retirement and estate planning, and consulting. The firm employs a primarily long-term, top-down investment approach driven by macroeconomic data and utilizes ETFs, mutual funds, and other securities within portfolios overseen by an investment committee.

William O’Connor is a financial advisor with Armstrong Advisory Group Inc. holding a Series 66 credential and two years of industry experience. His prior work includes roles at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC, along with earlier experience in legal and academic settings. He is also a licensed insurance agent. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses, providing wealth management services such as investment management, financial planning, and retirement and estate planning. The firm’s investment approach emphasizes long-term, top-down strategies using macroeconomic data, ETFs, and mutual funds, with oversight by an investment committee and specific cash-management policies.

Mark Schaffer is a CFP® and ChFC® with 31 years of industry experience, currently serving at Armstrong Advisory Group Inc. since 2022. His prior experience includes roles at Securities America, Inc. and Scottrade, Inc. Mr. Schaffer maintains active individual insurance licenses but does not conduct insurance business. Armstrong Advisory Group provides wealth management services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm employs a primarily long-term, top-down investment approach that uses macroeconomic data for tactical asset allocation and utilizes ETFs, mutual funds, and other securities, with portfolios overseen by an investment committee.

Scott Wilson is a financial advisor at Armstrong Advisory Group Inc. with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Securities America. Wilson is also a co-host of the Armstrong Advisory Group podcast, "Make it Make Cents," where he discusses various financial topics. Armstrong Advisory Group serves individuals, high-net-worth clients, trusts, estates, and small businesses, offering wealth management services including investment management, financial planning, and consulting. The firm employs a primarily long-term, top-down investment approach, using macroeconomic data to guide asset allocation and utilizing a range of investment vehicles overseen by an investment committee.

Marc Fandetti is a CFP® and CFA® with 12 years of industry experience, currently serving at Armstrong Advisory Group Inc. since 2022. His prior roles include positions at Manulife, River and Mercantile, Morgan Stanley, and Meketa Investment Group. In addition to his advisory work, Mr. Fandetti co-hosts the radio program "The Financial Exchange," where he discusses market and economic developments. Armstrong Advisory Group advises individuals, high-net-worth clients, trusts, estates, and small businesses on wealth management, including investment management, financial planning, retirement and estate planning, and consulting. The firm employs a primarily long-term, top-down investment approach that incorporates macroeconomic data for tactical asset allocation, utilizing ETFs, mutual funds, and selectively individual securities.

Brendan Hayes is a financial advisor with Armstrong Advisory Group Inc. in Needham, MA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Armstrong Advisory Group in 2022, he worked at Securities America Advisors, Inc. and Securities America, Inc. for a combined 15 years. Outside of advising, Mr. Hayes is a co-host of the radio program "The Financial Exchange" as well as multiple financial podcasts, including "Dumb Questions for Smart Money" and "Make it Make Cents." Armstrong Advisory Group provides wealth management services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm employs a primarily long-term, top-down investment approach focused on macroeconomic data and tactical asset allocation, utilizing ETFs, mutual funds, and selective individual securities.