Atlantic Financial Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,000
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Atlantic Financial Management LLC provides discretionary investment management, wealth management and financial planning services to individual and high‑net‑worth clients, including portfolio construction, ongoing supervision and periodic financial plans. As of December 31, 2025 the firm reported approximately $11,000 in discretionary assets under management and does not place client assets into wrap fee programs.
The firm’s investment approach is typically long‑term and focused on diversified, low‑cost mutual funds and ETFs, though it may also use individual stocks, bonds and structured products as appropriate; research incorporates both fundamental and technical analysis. Atlantic Financial implements client portfolios on a discretionary basis, permits reasonable client investment restrictions, and has updated its billing practices to include advisory fees for 529 college‑savings accounts.
Noteworthy aspects of the firm include its very small scale and single‑advisor structure, managing a modest asset base with one principal, which differs from larger investment managers in the category. The principal is also a licensed insurance professional who spends roughly 10% of monthly time on insurance sales, and the firm participates in an institutional platform (Schwab Advisor Services) from which it receives certain economic and operational benefits.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Fee options
$0 - $1,000,000: 1.30% $1,000,001 - $2,000,000: 1.20% $2,000,001 - $3,000,000: 1.00% $3,000,001 - $4,000,000: 0.90% $4,000,001+: 0.80%
Commission-based compensation earned from insurance sales by Mr. Martin, separate from advisory fees
Fee-only: Blended tier schedule fees based on assets under management; 529 plans charged 1.00% annually
Main office location
Atlantic Financial Management LLC
Bensalem PA, United States
Number of offices
1
Most active in
Atlantic Financial Management LLC has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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