Atomic Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,600,000
Clients
18
22% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
18
TypicalAverage account size
$422,222
About
Atomic Planning is an independent, single-advisor advisory firm that provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth individuals, trusts, estates, and business entities. Services include ongoing portfolio management, limited-scope (hourly) financial planning, and recently added estate planning support.
The firm implements diversified, risk‑based portfolios using no‑load mutual funds, ETFs, and individual equities and employs fundamental, technical, and cyclical analysis to guide trading and rebalancing decisions. Atomic Planning maintains discretion to execute trades and also reviews and rebalances accounts at least quarterly; it additionally manages held‑away employer plan accounts via a third‑party platform that permits discretionary oversight without the firm taking custody.
Compared with many peers, Atomic Planning operates with a very small client base (about 18 clients) and approximately $7.6 million in assets under management, reports no account minimum, and uses a breakpoint fee schedule that applies a single fee rate to the entire portfolio rather than a blended tiered calculation. The firm does not vote client proxies (clients receive and vote their own proxies) and bills AUM fees monthly in arrears.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Retirement income strategy
General estate planning guidance
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
$0 - $1,999,999: 1.00% $2,000,000 - $4,999,999: 0.90% $5,000,000 - $9,999,999: 0.80% $10,000,000+: 0.70%
$500 per hour
Main office location
Atomic Planning LLC
Gardner KS, United States
Number of offices
1
Most active in
Atomic Planning LLC has reported serving >5 clients in these states in the last 12 months.
Kansas · Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")