Bailey Financial Services

Bailey Financial Services is an independent, single‑advisor firm that works with individual and high‑net‑worth clients to provide financial planning, retirement and rollover advice, and portfolio management support. Rather than directly managing most client accounts, the firm develops plans and recommends third‑party investment managers to implement portfolios.

The firm’s investment work begins with a detailed fact‑gathering process and uses a blend of fundamental, technical and cyclical analysis to inform strategy, with managers employing active, core‑plus‑satellite, passive, or value approaches as appropriate. It conducts due diligence on recommended managers, communicates client preferences and restrictions, and reviews manager performance and compliance on at least an annual basis.

A notable feature of the firm is that it reports no assets under management on its ADV because implementation is handled by outside managers while the firm provides oversight to roughly 72 clients as a solo practitioner. The brochure discloses that the firm shares a portion of third‑party managers’ asset‑based advisory fees (a potential conflict addressed through comparative reviews), maintains insurance agent licenses for advisory purposes without receiving commissions, and relies on custodian and manager reports rather than producing its own performance reports.