Baluden Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Baluden Financial is a California-registered investment adviser that provides comprehensive financial planning and non-discretionary investment advice primarily to individuals and families. Services are delivered as written financial plans with short-term engagement options and cover cash flow management, investment strategy, retirement planning, tax considerations, and coordination of estate planning (limited to education and analysis).
The firm provides recommendations based on financial planning methodologies and fundamental investment analysis, and may suggest diversified portfolios including ETFs, mutual funds, and individual equities; clients retain authority to implement recommendations through their chosen custodians. Account reviews and follow-up occur in connection with planning engagements rather than through ongoing asset management, as the adviser does not manage client assets or exercise investment discretion.
Noteworthy features for a firm of this size include a fixed-fee planning model and the occasional offering of educational seminars or workshops, with clients eligible for complimentary access to those events. The brochure discloses $0 in assets under management, a prohibition on commissions and custody, no minimum account requirement, and a separate, disclosed angel-investing vehicle owned by the principal that is not solicited to advisory clients.
Client services
Financial planning
Educational seminars or workshops
Expertise
Cash flow / budgeting
General retirement planning
General tax planning
General estate planning guidance
Fee options
Fee-only: Fixed fees of $1,500 for a three-month financial planning engagement (billed as three monthly installments of $500) and $2,400 for a six-month engagement (billed as six monthly installments of $400). Educational seminars/workshops may be offered for a one-time fee of $100 per participant or free of charge.
Main office location
Baluden Financial
2108 N St., Ste N
Sacramento CA 95816, United States
Number of offices
1
Most active in
Baluden Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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