Be Brave Not Broke LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Be Brave Not Broke, LLC is a fee-only registered investment adviser that offers financial planning services to individuals and high-net-worth individuals. The firm provides comprehensive, project-based, and implementation-support planning engagements, recommends third-party professionals when appropriate, and does not manage client assets or accept custody.
For investment analysis and recommendations, the firm uses fundamental and technical analysis and generally emphasizes modern portfolio theory and passive strategies; advice is delivered as written or electronic financial plans. Clients may engage standalone plans, ongoing planning with periodic check-ins, or project-based work billed hourly, and the firm does not execute trades on clients’ behalf so implementation is done through client-selected custodians.
Compared with many firms in its category, the adviser operates without percentage-of-assets-under-management fees and uses fixed-fee and hourly billing options rather than the more common AUM model. The firm is led by a single principal who also operates an outside accounting/bookkeeping business that accounts for approximately 20% of the principal’s time, and the brochure discloses no receipt of third‑party compensation or performance‑based fee arrangements.
Client services
Financial planning
Newsletters or periodicals
Educational seminars or workshops
Expertise
Business sale tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Retirement withdrawal strategies
Fee options
Fixed fees ranging from $2,500 to $10,000 for comprehensive financial plans and $3,600 to $12,000 for financial planning with implementation support
$300 per hour for project-based financial planning
Fee-only: Fixed fees ranging from $2,500 to $10,000 for standalone financial plans; $3,600 to $12,000 for financial planning with implementation support; hourly rate of $300 for project-based planning
Main office location
Be Brave Not Broke LLC
Albuquerque NM, United States
Number of offices
1
Most active in
Be Brave Not Broke LLC has reported serving >5 clients in these states in the last 12 months.
New Mexico
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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