Betterman Digital Wealth, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$46,405,375
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
32
31% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
32
HighAverage account size
$1,450,168
About
Betterman Digital Wealth, Inc. provides investment management, financial assessments and retirement‑plan services (including 401(k)/ERISA support) to individuals, high‑net‑worth clients and plan sponsors, and the firm reported managing about $102,055,555 in client assets as of December 31, 2025. Client objectives are documented in Investment Management Agreements and the firm provides periodic written statements and quarterly performance communications.
The firm uses model portfolios (Capital Preservation through Aggressive Growth) and says it combines active and passive management within a strategic asset‑allocation framework, employing stocks, bonds, mutual funds, ETFs and other instruments while describing a generally contrarian investment stance. BDW also employs sub‑advisory relationships and third‑party platforms to implement strategies, and its brochure specifically describes arrangements with Unison Advisors LLC and the Betterment for Advisors platform (including goal‑based tools and crypto‑related portfolios).
What the brochure highlights as distinctive are BDW’s formal affiliations and third‑party arrangements: an affiliation with Cura Collective Legacy, the explicit use of registered sub‑advisers (Unison and Betterment), and the principal’s role as an independent life and health insurance agent whose sales may generate commissions — all of which the firm discloses as potential conflicts. The firm also documents institutional‑style services and product access (ERISA/401(k) plan work and use of investment company securities among permissible investments), indicating relationships and client types that differ from many solo advisers.
Client services
Portfolio management
Selection of other advisers
Expertise
Private / alternative investments
Concentrated stock management
Options & derivatives strategies
Fee options
Less than $1,000,000 - $1,000,000: 0.75% annually $1,000,000 - $10,000,000: 0.55% annually More than $10,000,000+: Negotiable
Main office location
Betterman Digital Wealth, Inc.
San Jose CA, United States
Number of offices
1
Most active in
Betterman Digital Wealth, Inc. has reported serving >5 clients in these states in the last 12 months.
California · Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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