BKB Financial Advisors, LLC

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Client assets under management

Clients

0% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

About

BKB Financial Advisors provides fee-only financial planning and consulting to individuals, couples, and families on an as‑needed, hourly basis. Its client base includes people planning for or living in retirement, those who have recently lost a spouse or parent, individuals navigating divorce, and young adults seeking basic investment education.

The firm does not manage client investment accounts or accept custody or discretionary authority; instead it helps clients design cost‑effective investment plans, emphasizes broad diversification, low‑cost mutual funds and ETFs, and practical strategies such as dollar‑cost averaging and periodic rebalancing. BKB operates under a fiduciary standard and places explicit emphasis on increasing client financial literacy and participation in financial decision‑making.

Compared with many peers, BKB is notable for relying solely on hourly, fee‑only planning rather than percent‑of‑AUM billing or portfolio management, and for performing all work internally without subcontracting. The firm also highlights specialized, hands‑on services — including retirement planning support (IRMAA and RMD guidance), divorce financial planning, and investment education for young adults — and includes staff with credentials in retirement and divorce financial planning.

Client services

Financial planning Educational seminars or workshops Curated financial planning education

Expertise

Retirement income strategy Social Security optimization Medicare planning Charitable giving tax strategies Divorce financial planning

Demographic focus

Approaching retirement Retired Widow/Widower Young Families Divorced

Fee options

Project-based

$150 to $450 per hour depending on engagement start date and advisor; travel time charged at half rate.

Other

Account minimum: $5,000.00 Fee-only: Hourly fees ranging from $150 to $450 per hour depending on advisor and engagement start date; travel time charged at half the normal hourly rate.

Main office location

BKB Financial Advisors, LLC

Menlo Park CA, United States

Number of offices

Most active in

California

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 650-799-4087

Advisors at this firm

William B

Series 65

Menlo Park, CA

BKB Financial Advisors, LLC

William Binder is a financial advisor with BKB Financial Advisors, LLC in Menlo Park, CA, holding a Series 65 designation and 20 years of industry experience. He has operated as a self-employed advisor since 2001. Outside of financial advising, he owns a consulting engineering sole proprietorship that provides product development, business development, engineering, and project management services, though he is currently not active in this business. BKB Financial Advisors provides customized financial planning and consulting to individuals and families across life stages, focusing on retirement planning, seniors, and clients facing major life events such as loss or divorce. The firm emphasizes client education and participation, offers hourly fee-based advice without managing or custodying assets, and provides specialized services including divorce financial planning and estate-document support.

Retirement income strategy Social Security optimization Medicare planning Charitable giving tax strategies Divorce financial planning Approaching retirement Retired Widow/Widower Young Families Divorced

Barbara B

CFP®

Menlo Park, CA

BKB Financial Advisors, LLC

Barbara Binder is a CFP® professional with 21 years of experience in financial advising. She has been with BKB Financial Advisors, LLC since 2004. The firm provides comprehensive, customized financial planning and consulting to individuals, couples, and families across various life stages, focusing on retirement planning, seniors, loss-related financial issues, divorce matters, and financial education for young adults. BKB Financial Advisors operates on an hourly fee basis without managing client investments or custody of assets, emphasizing client education and participation under a fiduciary standard.

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