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Black Diamond Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$30,267,625
Clients
8
100% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
LowAverage account size
$3,783,453
About
Black Diamond Financial Planning, LLC is a small, independent advisory firm that works primarily with individual investors, personal trusts and estates to provide financial planning and portfolio management. The firm delivers goal‑based financial planning (using InvestCloud software to model scenarios) and recommends ETFs, mutual funds and, occasionally, individual stocks and bonds as part of portfolio construction.
The firm follows a long‑term investment approach that blends fundamental and technical analysis, discourages frequent trading, and conducts periodic reviews and rebalancing discussions with clients. Fees for planning and management are billed hourly (with semi‑annual or annual invoices) rather than as a percentage of assets, the firm does not accept custody of client assets, and it seeks client approval before trading when operating under limited authority.
Compared with peers, the firm discloses past regulatory events — an administrative fine related to early registration and a public censure of the principal by the CFP Board — while noting the principal remains a CFP professional in good standing. Other atypical features include a refusal to participate in wrap fee or soft‑dollar programs, no performance‑based fees or commissions, and a billing practice that invoices only for hours worked with fees never deducted directly from client accounts.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
Fee options
$200 per hour
Fee-only: $200 per hour
Main office location
Black Diamond Financial Planning, LLC
Arlington MA, United States
Number of offices
1
Most active in
Black Diamond Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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