Blue Cedar Advisors LLC

Blue Cedar Advisors LLC provides ongoing portfolio management and integrated financial planning services primarily to high‑net‑worth individuals. The firm prepares an Investment Policy Statement for each client and offers both discretionary and non‑discretionary management, with financial planning included as part of its portfolio services rather than as a separately billed product.

BCAL uses a mix of analytical methods — including fundamental, quantitative, technical, charting, cyclical analysis, and modern portfolio theory — and pursues a long‑term trading strategy while occasionally utilizing third‑party investment advisers. It generally charges asset‑based fees and seeks authorization to withdraw fees from client custodial accounts, and it documents client risk tolerances and any client‑imposed investment restrictions in each client’s Investment Policy Statement.

Distinctive aspects disclosed in the brochure include an affiliation between a firm principal and a law practice that provides estate planning and elder‑law services (clients are not required to use those legal services), the firm’s disclosure that it may receive research or services from custodians or broker‑dealers, and the firm’s reporting of no assets under management as of December 31, 2025. The firm also requires clients to use a specific custodian to execute transactions, a practice that differs from many peers.