Bluegrass Financial Planning, LLC

Bluegrass Financial Planning, LLC serves individual clients and provides comprehensive financial planning, ongoing discretionary portfolio management, and tax planning and preparation services. The firm offers multiple engagement options — including hourly, retainer, and AUM-based advisory arrangements — and works with clients on retirement, estate, insurance, and investment matters.

The firm’s investment approach emphasizes a fundamental, long-term buy-and-hold philosophy focused on diversified asset allocation, periodic rebalancing, and use of low-cost, no-load index investments; it also includes access to Dimensional Fund Advisors’ mutual funds and analytical tools. Accounts are generally managed on a discretionary basis after documenting clients’ goals and risk tolerance, and the firm implements security selection and monitoring consistent with those profiles.

Notable distinguishing features include that the firm’s principal holds both CFP and Enrolled Agent (EA) credentials, enabling the firm to provide tax preparation, ongoing tax planning, and IRS representation in addition to advisory services. Although operated by a single advisor, the firm maintains multiple office locations and participates on institutional platforms (including Schwab and Shareholders Services Group) and the DFA platform; the firm does not take custody of client assets and leaves proxy voting to clients.