Capital Adulting LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Capital Adulting LLC is a state-registered advisory firm that primarily offers financial planning services to individuals, high-net-worth individuals, and corporate clients. Although the firm is listed in an investment-manager category, its brochure states it does not provide investment management, reports no assets under management, and does not accept custody of client funds.
The firm delivers comprehensive, project-based financial plans and also offers ongoing hourly and subscription planning, providing written or electronic reports and coordinating implementation with clients and other professionals. For portfolio analysis and risk assessment it references Modern Portfolio Theory and a generally passive allocation framework while also employing fundamental, technical, cyclical and charting analysis to evaluate holdings and alignment with client goals.
Notable departures from typical investment-manager practices include the absence of percentage-of-AUM billing and the use of hourly and subscription fee arrangements with separate invoicing, plus the option to require an initial retainer for project work. The firm is newly formed (2025), operates with a single principal who maintains outside employment and public content creation activities, and discloses it is fee-only and does not accept third‑party compensation.
Client services
Financial planning
Expertise
Cash flow / budgeting
Debt management
Demographic focus
Young Professionals
Fee options
Comprehensive Financial Plan fee ranges from $2,000 to $10,000 depending on scope and complexity
$250-$650 per hour, billed in 1/10th hour increments
Subscription Planning service ranging from $200 to $800 per month
Fee-only: Comprehensive Financial Plan: $2,000-$10,000 depending on scope and complexity; Hourly Planning: $250-$650 per hour; Subscription Planning: $200-$800 per month
Main office location
Capital Adulting LLC
Santa Barbara CA, United States
Number of offices
1
Most active in
Capital Adulting LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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