Capital Management Consultants

The firm provides discretionary and non‑discretionary investment management to individuals, retirement and profit‑sharing plans, trusts, estates, corporations and other entities, managing roughly $76 million across about 61 client relationships. Services include custom portfolio design, ongoing monitoring, and, when appropriate, recommendations to delegate portions of assets to independent third‑party managers.

Its investment approach blends fundamental and technical analysis and employs strategic, tactical, and dynamic allocation strategies across mutual funds, stocks, bonds, and alternative investments. The brochure notes the firm explicitly may take defensive actions in volatile markets — reallocating into fixed income, money market instruments, or inverse positions — and uses client risk profiles and ongoing reviews to guide adjustments.

Noteworthy for a firm of this size, principal owners and associates maintain outside business activities in related industries: one holds an insurance license and may sell fixed‑index annuities for commissions, and another is a licensed real estate agent who may provide real estate services; the firm discloses these relationships and describes internal monitoring and suitability reviews to address potential conflicts. The firm is state‑registered in more than one jurisdiction, has operated since 1988, and emphasizes personalized, written agreements with clients and discretionary flexibility on account minimum waivers.