CIMA Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
The firm provides fee-only investment management and financial planning services to individuals, high‑net‑worth clients, and business owners. Services include discretionary portfolio management, ongoing and project‑based financial planning, and advice on common securities (stocks, bonds, mutual funds, ETFs, municipal securities and cash), as well as guidance on real‑estate holdings.
The firm’s investment approach is grounded in modern portfolio theory and emphasizes strategic asset allocation using a mix of passive and active investments; it may subscribe to model portfolios and engage outside managers to implement strategies. Financial planning work covers business planning, retirement and distribution strategies, tax and risk management, and ongoing plan monitoring, with the adviser retaining discretion for portfolio transactions as agreed with clients.
What distinguishes the firm from many peers is the principal’s combination of business‑exit planning expertise (CEPA designation) and ongoing outside business activities in business advisory and property ownership, which informs the firm’s services for business owners and clients with rental or short‑term rental interests; the principal also maintains an active insurance license but does not sell insurance products through the advisory business. The firm is recently registered and, at the brochure date, reported no assets under management, which may be relevant for prospective clients considering track record and custodian/platform relationships.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Business exit / sale strategy
Business ownership considerations
Business succession planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Fee options
$0 - $100,000: 1.30% $100,001 - $500,000: 1.15% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $5,000,000: 0.80% $5,000,001+: 0.70%
$350 per hour for project-based financial planning
Fee-only: Upfront fee $2,200 to $30,000; ongoing annual fees $1,200 to $30,000; project-based fixed fees $1,200 to $12,000; hourly rate $350
Main office location
CIMA Financial
Raleigh NC, United States
Number of offices
1
Most active in
CIMA Financial has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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