Claris Advisors, LLC

Claris Advisors, LLC provides consultative financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, rather than acting as a discretionary asset manager. The firm offers full and modular written financial plans that address areas such as estate and asset protection, business succession, retirement planning, insurance and annuities, and employee benefits.

Advisory services are delivered on a one-on-one basis and tailored to each client’s objectives and cash-flow needs; Claris does not manage client accounts or execute trades and clients are responsible for implementing recommendations or may be referred to third-party broker-dealers or investment advisers for implementation. Reviews and updates of planning work are available on request, and the firm emphasizes cash-flow, income and growth considerations when formulating recommendations.

What is distinctive is the firm’s ownership and affiliation structure: one of its holding companies is owned by an accounting firm and the firm has related entities that provide broker-dealer, insurance and investment-advisory services, with certain advisory and commission arrangements referenced in its disclosure materials. Unlike most firms in its category, Claris operates as a planning-only, fixed-fee model rather than charging percentage-of-assets fees, and it is licensed to sell insurance products and facilitate implementation through affiliated channels — conflicts that the firm discloses and states it addresses through fiduciary obligations and client-level disclosures.