Clarity Financial Planners
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$130,567,802
Clients
38
68% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
38
HighAverage account size
$3,435,995
About
Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management for individuals, high‑net‑worth households, trusts, and businesses. Its advisory services encompass income and estate tax planning, capital needs analysis, business sale structuring, college planning, retirement planning, philanthropy, and retirement plan and trust design.
The firm follows an evidence‑based investment approach, using low‑cost no‑load mutual funds and ETFs (including funds from Dimensional Fund Advisors and Vanguard) and modern portfolio theory to build diversified portfolios documented in written investment policy statements. Clarity emphasizes tax efficiency and periodic rebalancing, manages most accounts on a discretionary basis, and may use third‑party fixed‑income managers or retain particular individual securities when tax or personal reasons warrant.
Notable operational distinctions include a very small client roster supported by a single primary advisor and the inclusion of comprehensive financial planning within its portfolio management offering rather than as a separately billed service. Clarity also routinely directs clients to a single recommended custodian for brokerage and custody and does not vote proxies on clients’ behalf, leaving proxy voting responsibility to clients.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Wealth management
College savings (529s, UTMA, etc.)
General estate planning guidance
Business sale tax planning
Occupation focus
Founder/Business Owner
Fee options
$0 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.80% $10,000,001 - $15,000,000: 0.60% $15,000,001+: 0.40%
Account minimum: $2,400,000 Minimum fee: Minimum annual fee of $24,000 Fee-only: Fee-only advisor, no commissions, no other compensation
Main office location
Clarity Financial Planners
168 N. Meramec Avenue, Suite 150
Clayton MO 63105, United States
Number of offices
1
Most active in
Clarity Financial Planners has reported serving >5 clients in these states in the last 12 months.
Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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