C
Clarity Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
15
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
15
TypicalAverage account size
$0
About
Clarity Financial Planning serves middle‑ and upper‑middle‑income individuals and families and maintains a small client roster without formal asset minimums. The firm provides fee‑only, comprehensive financial planning that integrates investment advice with tax planning, retirement and estate reviews, insurance analysis, cash‑flow management, and small‑business planning.
Portfolios and recommendations are structured around each client’s tax situation, risk tolerance and goals, but the firm generally does not exercise discretionary portfolio management; implementation of transactions requires client approval (often via a limited power of attorney) and Clarity does not take custody of client assets. Investment advice emphasizes low‑cost vehicles such as no‑load mutual funds and ETFs, with a low‑turnover, individualized asset allocation process.
What is atypical for an independent solo advisor is that Clarity does not charge percentage‑of‑AUM fees and instead uses fixed retainer arrangements, along with shorter engagements like limited retainers and 90‑minute reviews. The principal holds both CFP and CFA credentials, the initial engagement involves an intensive multi‑meeting planning process, and the firm discloses a policy against accepting commissions, referral fees or performance‑based compensation.
Client services
Financial planning
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Demographic focus
Mid-Career Professionals
Fee options
Financial Fitness Review flat fee of $2,000.
Fee-only: Full Open Retainer initial year fees range from $6,000 to $20,000 annually; Renewal years range from $4,000 to $16,000 annually; Limited Retainer fees range from $3,000 to $6,000 per six-month period; Financial Fitness Review is a flat fee of $2,000.
Main office location
Clarity Financial Planning
Arlington VA, United States
Number of offices
1
Most active in
Clarity Financial Planning has reported serving >5 clients in these states in the last 12 months.
Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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