ClassicCPA

Classic Capital Planning Advisors (dba CLASSICCPA) provides comprehensive financial planning and tax-aware, non-discretionary investment advice to individuals, high-net-worth families, trusts, estates, nonprofit organizations, and business entities. The firm also offers separate tax-preparation and IRS representation services performed by enrolled agents under distinct engagement agreements, and clients are responsible for implementing any investment recommendations because the firm does not execute trades or custody assets.

The firm’s investment approach combines fundamental analysis with strategic asset allocation and an emphasis on tax-efficient solutions, typically recommending diversified portfolios of mutual funds and ETFs. As a fee-only adviser, it charges hourly or fixed planning fees rather than percentage-of-assets or performance-based fees, and it provides tailored, non-discretionary recommendations that clients implement through their chosen custodians.

Noteworthy features for a firm in this category include its small, recently formed structure with a single adviser and no assets under management at the time of filing, and the principal’s tax credentials — an Enrolled Agent with previously held CPA and CIA licenses (currently inactive). The firm discloses no soft-dollar benefits, no solicitor or referral compensation arrangements, does not participate in wrap-fee programs, and maintains written policies such as a Code of Ethics and a business continuity plan.