Cloudsplitter Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Cloudsplitter Financial Planning, LLC is a fee-only financial planning and investment advisory firm that states its primary client base as individuals and high‑net‑worth individuals. The firm offers comprehensive services including financial planning, portfolio management, retirement and education planning, estate and charitable‑giving planning, tax planning, and insurance reviews, and it says it does not sell commissioned products.
The firm describes a values‑based planning process that begins with conversations about clients’ goals and risk tolerance and favors diversified, tax‑aware portfolios built with low‑cost passive ETFs, supplemented by individual or municipal bonds where appropriate. Cloudsplitter monitors accounts on an ongoing basis, conducts at least annual plan reviews, and coordinates work with clients’ accountants, attorneys and insurance agents.
Noteworthy details in the brochure include that the firm is newly formed as a single‑advisor, fee‑only advisory and currently reports zero discretionary and non‑discretionary AUM and no clients. The brochure also emphasizes charitable‑giving and estate planning as core offerings, an explicit role in participating in meetings with clients’ insurance agents (while not selling insurance), and use of a custodial platform relationship for trade execution and research.
Client services
Financial planning
Portfolio management
Expertise
Retirement income strategy
Social Security optimization
Roth conversion strategy
Charitable giving tax strategies
Concentrated stock management
Fee options
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.90% annually $1,000,001 - $3,000,000: 0.80% annually $3,000,001 - $5,000,000: 0.70% annually $5,000,001+: 0.60% annually
Fee-only: Fee-only financial planning and investment advisory; no commissions or referral fees.
Main office location
Cloudsplitter Financial Planning, LLC
Cincinnati OH, United States
Number of offices
1
Most active in
Cloudsplitter Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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