Commonwealth Family Office

Commonwealth Family Office provides wealth management, discretionary investment management, and financial planning services to individuals, high‑net-worth clients, trusts, estates and businesses as described in its Form ADV. Although the firm is categorized as an investment manager that primarily serves pooled or institutional assets, its ADV reports no assets under management as of December 31, 2025.

The firm constructs portfolios that emphasize exchange‑traded funds and low‑cost diversified mutual funds while also using individual stocks, bonds, options and other instruments as appropriate; it employs both fundamental and technical analysis and generally follows a long‑term orientation while trading shorter‑term when necessary to meet client objectives. Commonwealth Family Office provides discretionary management and may implement portions of client portfolios through unaffiliated Independent Managers, conducting initial and ongoing oversight of those managers.

What is noteworthy for a firm in this category is its explicit practice of selecting and supervising other advisers for implementation, and its use of hourly billing for financial planning in addition to asset‑based advisory fees—both items that are relatively uncommon among peers. The firm operates as a small, owner‑operated practice founded in 2025, participates on an institutional custody platform that supplies technology and operational benefits, and the principal maintains separate real‑estate and retail advisory activities (each disclosed as occupying a small portion of time).