Communitas Financial Planning PBC

Communitas Financial Planning PBC primarily serves plan sponsors, retirement plans, financial institutions, and other institutional or pooled-vehicle clients rather than individual retail accounts, providing retirement plan consultation, plan design, participant education, and financial planning or investment consultation when engaged. The firm also offers selection and due-diligence services for third‑party investment managers and implements investment advisory programs through those managers.

The firm’s investment approach centers on socially responsible investing (SRI) integrated with broad diversification and asset-allocation principles (including modern portfolio theory and rebalancing) and a buy-and-hold orientation. Communitas generally prefers to engage institutional third‑party managers to implement portfolios, incorporates manager due diligence into its work, and supplements manager services with trustee education, model participant portfolios, and group educational workshops.

What is noteworthy about the firm is its public benefit corporate form combined with an explicit SRI-only mandate, its provision of pension and retirement-plan consulting and trustee/participant education (services that are relatively uncommon among peers), and its formal role in selecting and monitoring other advisers. The firm also makes available alternative billing arrangements that are atypical for its category—such as hourly engagements and sponsor-paid or pro bono educational workshops—and, because portfolio management is typically delegated to third parties, it reports no direct assets under management.