C
Crossroads Financial Services Inc
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$23,055,862
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
40
13% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
40
HighAverage account size
$576,397
About
Crossroads Financial Services Inc provides investment management and financial planning primarily for individuals and high‑net‑worth individuals and also works with charitable organizations in its client base. The firm operates on a fee‑only basis and manages client assets on a discretionary basis, overseeing portfolios that include stocks, bonds, mutual funds, ETFs, and municipal and government securities.
The firm develops personalized investment policies and asset allocation targets through initial and ongoing client discussions, combining passive and active strategies and applying fundamental and technical analysis as appropriate. Account supervision includes periodic reviews and the ability for clients to impose reasonable investment restrictions, with quarterly account reviews documented by the firm and custodial statements provided to clients.
Compared with many independent single‑advisor firms, Crossroads’s service mix is notable for including charitable organization clients alongside individual households, and the firm’s principal holds CFP® certification. The adviser maintains a fee‑only, no‑commission model, does not engage in performance‑based fees, and discloses a corporate entity change and procedures for recommending unaffiliated third‑party professionals without receiving referral compensation.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
Fixed fees ranging from $500 to $10,000 for financial planning services
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% Above $2,000,000+: 0.50%
$200 per hour
Account minimum: $100,000 Fee-only: Fee-only compensation from clients; no commissions or other sales-related compensation
Main office location
Crossroads Financial Services Inc
Pleasant Garden NC, United States
Number of offices
1
Most active in
Crossroads Financial Services Inc has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")