Curtis Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$163,500,000
Clients
76
87% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
76
Very HighAverage account size
$2,151,316
About
Curtis Financial Planning is a fee-only registered investment adviser serving individuals, families, and small-business owners, with an expressed specialty in the financial planning needs of women (including single women, women breadwinners, widowhood, divorce, inheritance, eldercare, and childcare). The firm provides comprehensive financial planning and investment management services that address cash flow, retirement, tax considerations, equity compensation, insurance, education funding, charitable goals, and related trust or estate matters.
The firm operates as a solo fiduciary adviser and emphasizes a strategic asset allocation approach, constructing globally diversified portfolios using exchange-traded funds, index funds, and select no-load actively managed mutual funds, with periodic rebalancing rather than frequent trading. Client relationships are typically discretionary, assets are held at independent custodians, clients receive periodic reports and reviews, and the firm may recommend or engage third-party sub‑advisers for specialist management when appropriate.
According to the brochure, the firm manages roughly $163.5 million for about 76 clients, a level of assets under management that is relatively large for a single-advisor independent practice. The brochure also indicates the firm offers educational seminars or workshops for clients and prospects—an uncommon service among similar independent solo advisers—and it adheres to a fee-only, NAPFA-aligned code of ethics while declining commissions and performance-based fees.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Equity compensation tax strategy
Cash flow / budgeting
Charitable giving & philanthropy
Demographic focus
Single Women
Widow/Widower
Divorced Women
Sandwich Generation
Fee options
Flat fees may be charged for unusually complex financial situations in addition to or instead of AUM fees, but specific amounts are not stated.
$0 - $1,000,000: Higher than 1.00% (exact percentage not specified) $1,000,001 - $3,000,000: 1.00% $3,000,001 - $6,000,000: 0.80% $6,000,001+: 0.65%
Account minimum: $1,000,000 Minimum fee: $10,000 per year or $2,500 per quarter Fee-only: Fee-only basis; no commissions accepted.
Main office location
Curtis Financial Planning
Oakland CA, United States
Number of offices
1
Most active in
Curtis Financial Planning has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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