Bowman Retirement Planning

Bowman Retirement Planning provides comprehensive portfolio management and financial planning to individuals, high-net-worth clients, trusts, pension and corporate accounts, offering discretionary management across individual stocks, bonds, ETFs, options and other public and private securities. The firm reports managing about $25.6 million in discretionary assets for a small client base and delivers ongoing monitoring, periodic rebalancing and planning or consulting summaries upon request.

The firm’s investment process uses a wide range of analytical methods—cyclical, fundamental, technical, quantitative, qualitative and sector analysis—and implements asset-allocation approaches that may include ETFs, fixed income with duration management, and both long- and short-term trading consistent with clients’ goals and risk tolerances. It generally recommends a qualified custodian for custody and execution, seeks to balance execution quality with available services, and typically makes portfolio decisions on a discretionary basis while limiting client-imposed trading restrictions except on a case-by-case basis.

Distinctive features disclosed in the brochure include a prior disciplinary event in which a firm principal entered an Acceptance, Waiver and Consent with FINRA in 2021 related to unsuitable early rollovers of unit investment trusts, resulting in a fine and a short suspension. The firm’s representatives are also licensed insurance agents/brokers and may offer insurance products (with state-specific limitations), a relationship the firm discloses as a potential conflict and says it manages by adhering to its fiduciary duties and internal policies.