David Zbonski, LLC

The firm offers wealth management services to individuals, high‑net‑worth clients, trusts, estates and businesses, including discretionary investment management, retirement account advice, financial planning, and estate‑planning documents produced via a third‑party platform. Engagements cover portfolio construction and ongoing supervision, with the advisor able to use ETFs, mutual funds, individual securities, bonds and options to meet client objectives.

Portfolios are typically constructed with a long‑term, fundamental analysis approach and are implemented primarily with low‑cost, diversified ETFs and mutual funds while allowing tactical reallocation or shorter‑term trades when warranted. Like many peers, the firm charges fees based on assets under management for ongoing advisory services, but it also offers hourly financial planning engagements — an arrangement that is less common among firms in this category.

The adviser is newly formed and its principal continues to spend substantial professional time outside the advisory business, a factor prospective clients may consider when evaluating service capacity. The firm recommends custodians that provide technology and support and receives related economic benefits, and it permits supervised persons to trade the same securities as clients subject to written controls — operational features that may affect conflicts of interest and trade execution compared with many peers.