DCA Investment Advisory, LLC

DCA Investment Advisory provides discretionary investment management and retirement plan consulting to plan sponsors, trusts, and individual clients, including both non‑high‑net‑worth and high‑net‑worth investors. Services include model‑based portfolio management for individual accounts and plan‑sponsor offerings such as investment option selection, Investment Policy Statement drafting, and ongoing service‑provider selection and monitoring.

The firm’s investment approach emphasizes low‑cost passive, index‑linked model portfolios as the core solution while permitting concentrated common‑stock allocations for clients who elect that strategy under defined allocation limits and qualification criteria; accounts are monitored continuously. For retirement plans DCA acts in a co‑fiduciary capacity, prioritizing low‑cost passive options and providing plan design, analytics, and intermediary support in selecting and overseeing third‑party service providers.

Distinctive features for a firm of this size include offering pension consulting and service‑provider selection — services that are relatively uncommon among investment managers — and the ability to bill on fixed, asset‑based, or hourly bases for consulting work. The firm is small (about $72,000 in AUM and a single advisor with one client), states it does not accept third‑party product payments, and discloses a material judgment lien affecting its principal that currently limits its ability to enter new long‑term discretionary contracts while it continues to provide advisory and hourly consulting services.