DIYFi Advisors LLC

DIYFi Advisors LLC serves individual clients—particularly recent graduates and established young professionals—by offering financial planning, portfolio transition guidance, and implementation support through fixed-fee packages, custom engagements, and on-demand hourly consulting. The firm emphasizes educating clients and helping them move from higher-fee advisory platforms to self-directed brokerage accounts rather than providing ongoing discretionary asset management or custody.

The firm’s investment guidance is oriented toward passive, low-cost, globally diversified portfolios informed by modern portfolio theory, tax-efficiency, and a “set-it-and-forget-it” buy-and-hold approach with periodic rebalancing. Advice is delivered as point-in-time planning and implementation assistance rather than continuous portfolio oversight; clients are responsible for executing trades through custodians the firm recommends.

Distinctive features include a transparent pricing model that relies on fixed packages and hourly billing instead of percentage-of-assets fees, and a fee-only compensation structure that excludes commissions and performance-based fees. The firm’s principal also maintains an unrelated economic consulting practice and has disclosed scheduling measures to address potential availability constraints; the combined focus on low-cost, implementation-focused services for early-career investors and the absence of asset-based billing is less common among firms in this category.