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EHMLI Investment Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$29,801,909
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
86
56% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
86
Very HighAverage account size
$346,534
About
EHMLI Investment Advisors LLC is a fee‑only financial planning and investment management firm that works with individual investors as well as trusts, charitable organizations, and corporate or business entities. A large share of its client base — roughly 85% — consists of current or former accounting and tax clients of the affiliated CPA practice, and about three‑quarters of clients are classified as high‑net‑worth.
The firm emphasizes tax‑aware portfolio construction and distribution‑phase income planning, tailoring asset allocation to clients’ objectives, time horizon and tax considerations. Services are provided on an ongoing discretionary basis or via hourly, retainer or one‑time engagements, with account reviews at least quarterly and portfolios holding mutual funds, closed‑end funds, equities, fixed income and REITs as core investments.
Distinctive features include a formal affiliation with an accounting and tax practice that performs tax preparation and non‑securities planning work billed separately, and a principal who is licensed to sell insurance and may recommend fixed insurance products as part of planning. The firm also accepts corporate and charitable clients more often than many peers, has served as a trustee for at least one trust with custody implications, and uses encrypted email and cloud storage services for client file security.
Client services
Financial planning
Portfolio management
Expertise
General tax planning
Retirement income strategy
Income planning
Long-term care insurance
Occupation focus
Retired
Demographic focus
Approaching retirement
Fee options
Retainer agreement with minimum annual fee of $500, non-negotiable; fixed fees for consultations $500 or under
$1 - $100,000: 1.0% $100,001 - $300,000: 0.75% $300,001 - $1,000,000: 0.5% $1,000,001 - $2,500,000: 0.4% $2,500,001 - $5,000,000: 0.3% >$5,000,000+: Negotiable
Insurance commissions earned by owner as a licensed insurance agent for fixed insurance products, but not actively selling; commissions for insurance products recommended as part of financial planning
Hourly financial planning consultation at $130/hour with a minimum of half an hour; tax planning for noninvestment clients at $150/hour
Minimum fee: Minimum annual fee of $100 for portfolio management; $150 minimum annual fee for accounts $1-$100,000; minimum annual maintenance fee of $500 for ongoing asset management clients Fee-only: Fee-only financial planning and investment management firm; no commissions accepted from product sales
Main office location
EHMLI Investment Advisors LLC
7026 Corporate Way, Suite 111
Dayton OH 45459, United States
Number of offices
1
Most active in
EHMLI Investment Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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