Elemental Wealth Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$8,173,346
Clients
15
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
15
TypicalAverage account size
$544,890
About
The firm provides investment management, project-based and ongoing financial planning, and employee benefit plan services for individuals, high-net-worth individuals, pension and profit-sharing plans, employer plan sponsors, and charitable organizations. It also conducts educational seminars and speaking engagements on a variety of personal finance topics as part of its client outreach.
Investment management is implemented through client-specific investment policy statements and primarily passive strategies using index mutual funds and ETFs, with discretion to trade on clients’ behalf and consideration of tax and retirement objectives. Financial planning covers business planning, cash flow and debt management, college savings, insurance and estate planning, and may be delivered as fixed-fee projects, hourly engagements, or ongoing monthly relationships.
The firm is notable for its affiliations with payroll and accounting-related businesses and for the principal’s combination of financial planning and accounting credentials, which support consulting for employer clients and pension-related plan work. Offering employee benefit plan advisory services and public educational workshops—services that are less common among similar independent advisors—shapes the firm’s emphasis on serving small-business and plan-sponsor needs.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Self-Employed
Fee options
Project Based Financial Planning fixed fees range from $2,100 to $10,000, negotiable; half due at start, remainder at completion.
$0 - $1,000,000: 0.50% $1,000,001 - $3,000,000: 0.50% $3,000,001+: 0.50%
$350 per hour for Financial Planning engagements.
Account minimum: No explicit minimum account size for Investment Management Services stated; however, there is a minimum annual fee of $1,200 for Ongoing Financial Planning Services. Minimum fee: $1,200 minimum annual fee for Ongoing Financial Planning Services; minimum fee requirement of $2,100 for Ongoing Financial Planning based on income calculation. Fee-only: Ongoing Financial Planning fees include a $500 upfront charge plus ongoing monthly fee of 1% of total income (based on most recent tax return), minimum $2,100; Project based Financial Planning fixed fees range from $2,100 to $10,000; Hourly Financial Planning fee $350/hour.
Main office location
Elemental Wealth Advisors, LLC
3591 Sacramento Drive Suite 106
San Luis Obispo CA 93401, United States
Number of offices
1
Most active in
Elemental Wealth Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
California · Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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