Elswick Investments LLC

Elswick Investments LLC offers discretionary and non-discretionary asset management, financial planning, and ERISA retirement-plan services, including acting as a 3(38) investment manager and providing participant education. The firm’s brochure lists a broad client base—individuals, high net worth clients, trusts, estates, corporations, nonprofits, and retirement plans—but it reported no assets under management and one advisor at the time of filing.

The firm documents client goals, time horizons, and risk tolerance to build customized portfolios and employs a mix of fundamental, technical, charting and cyclical analysis, with quarterly reviews, rebalancing and tax‑loss harvesting considered as part of ongoing monitoring. It relies on a percentage‑of‑AUM advisory model and offers both discretionary trading authority and non‑discretionary arrangements requiring client approval for each trade.

Compared with many managers that primarily run pooled or institutional assets, the firm is notable for combining ERISA 3(38) fiduciary plan management with retail planning services and for the principal’s active outside business activities; the brochure discloses that the principal spends roughly 20% of her time as a registered broker‑dealer representative and as an insurance agent and may receive commission compensation. Those outside activities and the potential for commission‑based conflicts are disclosed in the brochure and described as mitigated by firm policies and fiduciary obligations.