Encourage Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Encourage Financial LLC is a Georgia-registered investment adviser that offers wealth management — combining financial planning and portfolio management — and also provides stand-alone financial planning, portfolio management, and periodic educational workshops. The firm’s brochure describes services for individuals, high-net-worth households, and small businesses, and it notes related offerings such as tax-return assistance and retirement-plan consulting.
The firm’s stated investment approach blends Core + Satellite, Modern Portfolio Theory, and passive management, drawing on fundamental, technical, cyclical, and charting analyses to construct portfolios of ETFs, mutual funds, individual equities, and fixed income. Portfolios are managed on a nondiscretionary basis with written investment guidelines and client approval, and the firm emphasizes scenario analysis and stress testing to address tail and other downside risks; it uses a third-party operational partner (Altruist) for custody and trading support.
Compared with peers, the brochure emphasizes two relatively uncommon practices: the firm presents periodic educational workshops and explicitly offers limited hourly planning engagements, rather than relying solely on asset-based or fixed project fees. The document also discloses that the firm’s principal holds CFP® and Enrolled Agent credentials and provides tax-preparation and licensed insurance services (with conflicts to be disclosed to clients), and that the firm was newly registered with no reportable assets under management as of the brochure date.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Social Security optimization
Medicare planning
Divorce financial planning
Planning for children with special needs
Cash flow / budgeting
Fee options
Fixed project-based planning fees range from $300 to $7,500; minimum tax preparation fee $300
$0 - $499,999: 1.25% annually $500,000 - $999,999: 1.00% annually $1,000,000 - $2,999,999: 0.85% annually $3,000,000 - $4,999,999: 0.65% annually $5,000,000+: 0.50% annually
$400 per hour for limited planning engagements
Fee-only: Financial planning fixed fee $300-$7,500; hourly fee $400/hour billed in 15-minute increments; educational workshops $0-$5,000 per event paid by sponsor
Main office location
Encourage Financial LLC
Atlanta GA, United States
Number of offices
1
Most active in
Encourage Financial LLC has reported serving >5 clients in these states in the last 12 months.
Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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