Even Keel Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Even Keel Advisors provides investment management, financial planning, and employee benefit plan (pension) consulting to a mix of institutional and individual clients, and makes its strategies available through both direct portfolio management and an automated Schwab Intelligent Portfolios program. The firm’s brochure reports no assets under management as of December 31, 2022 and it operates with a single registered advisor across two offices.
The firm describes an investment approach that blends fundamental analysis and modern portfolio theory, employing both passive and active vehicles and using Outside Managers/TAMPs when appropriate; it also uses automated rebalancing and tax-loss harvesting through the Schwab platform. Even Keel assists clients in selecting and onboarding third‑party managers and reviews those managers’ investment philosophies and performance as part of its services.
What distinguishes the firm from many peers is a set of service offerings not typical for small investment managers: the principal is a licensed insurance agent, the firm provides pension consulting to plan sponsors, and it runs educational seminars (including sessions aimed at college and professional athletes) and business-consulting engagements. The brochure also notes the firm charges hourly and project-based fees in addition to percentage‑of‑AUM arrangements and highlights a platform licensing arrangement tied to custodian asset levels that could influence custodial recommendations.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Business consulting
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Debt management
Fee options
$0 - $500,000: 0.95% $500,001 - $1,000,000: 0.85% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% Above $10,000,001+: Negotiable
$290 per hour (financial planning engagements)
Ongoing comprehensive financial planning fees: $400 - $1,000 per month or $1,200 - $3,000 per quarter, plus upfront charge up to $4,800
Account minimum: $25,000 Fee-only: Investment Management service fees as tiered above; ongoing comprehensive financial planning fees; project-based fees; hourly fees; pension consulting fees; educational seminar fees; business consulting fees.
Main office location
Even Keel Advisors
Saratoga Springs NY, United States
Number of offices
2
Most active in
Even Keel Advisors has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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