Excelsior

Excelsior provides discretionary investment advisory services to individuals, business entities, trusts and estates, and offers standalone financial planning and consulting. The firm generally implements client-specific asset allocations using mutual funds and exchange-traded funds and also advises on retirement plan allocations and held‑away accounts.

The firm’s investment process combines fundamental and technical analysis with ongoing monitoring to align portfolios with each client’s objectives and risk tolerance. For certain separately managed accounts it employs derivatives—including options strategies such as covered calls and long puts—for hedging or income generation, and it may use direct indexing through third‑party sub‑advisors; clients can impose written restrictions on these strategies.

Distinctive features include active management of held‑away accounts through a third‑party platform and participation in sub‑advisory and brokerage platform programs that provide reporting, order management and onboarding support. Those platform and referral arrangements produce economic benefits to the firm and are disclosed as potential conflicts of interest for clients to consider.