Fagan Associates Inc

Fagan Associates provides discretionary portfolio management and financial planning to a mix of individual clients (including high‑net‑worth households), pension and profit‑sharing plans, trusts, estates, charitable organizations, and corporations. The brochure also discloses the firm provides tax advice and income tax preparation in addition to ongoing investment advice and periodic suitability reviews.

The firm structures portfolios through in‑depth client interviews that document goals, risk tolerance, time horizon and financial circumstances, then implements strategies centered on asset allocation with both long‑ and short‑term positions and occasional trading or margin use. Investment analysis draws from fundamental, technical (charting), and cyclical methods, and accounts may be managed on either a discretionary or non‑discretionary basis.

Fagan’s most recent filing shows about $940.7 million managed on a discretionary basis across roughly 1,763 client relationships, yielding an unusually high client load and AUM per advisor (exceeding typical team‑advisor benchmarks), a profile that is rare among comparable team firms. The brochure also notes operational practices that may be relevant to prospective clients, including custody relationships with Schwab, direct fee debit authorization, and that financial planning is generally provided without a separate fee.