Fatfire Financial

Fatfire is a fee‑only advisory firm that provides comprehensive financial planning to individuals and high‑net‑worth clients, producing written plans that cover areas such as business planning, cash‑flow and debt management, retirement planning, estate and tax planning, and investment analysis. The firm does not provide investment management, does not custody client funds, and does not accept commissions or performance‑based fees.

In delivering advice, Fatfire uses a range of analytical methods — including modern portfolio theory alongside fundamental, technical, and charting analysis — and offers both ongoing planning relationships and discrete, project‑based engagements tailored to a client’s goals and risk tolerance. Recommendations can include asset allocation guidance, passive fund options, and discussion of exposures such as cryptocurrency, while implementation and trading are left to the client and their chosen custodians.

Notably, Fatfire is atypical for firms in the investment‑manager category because it charges hourly and fixed recurring planning fees rather than percentage‑of‑assets fees and reports no assets under management; it is a newly formed, single‑owner firm that discloses an unrelated outside business interest in a craft beverage venture. The firm emphasizes planning-focused, client‑implemented advice and explicitly disclaims custody or discretionary trading on behalf of clients.