F
Fee-Only Financial Services LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
1
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
1
Very LowAverage account size
$0
About
The firm provides fee-only financial planning and investment advice to middle-income individuals and families on an as-needed, single-engagement basis. Services include personal financial planning, retirement and college planning, asset-allocation “blueprints,” cash-flow and debt management, and evaluations of investment properties, with implementation of recommendations left to the client.
The advisor’s investment approach is grounded in modern portfolio theory, emphasizing diversification, periodic rebalancing, low-cost and tax-efficient vehicles (such as ETFs and no-load mutual funds), and tailoring recommendations to clients’ goals, risk tolerance and current economic conditions. The practice is advice-only: it does not take custody of assets, does not provide ongoing portfolio management or discretionary trading, and clients are responsible for scheduling follow-up reviews.
What is noteworthy for a solo independent adviser is the combination of an advice-only, single-engagement model with an explicit absence of percentage-of-AUM fees and no ongoing monitoring—features that are uncommon among peers. The owner holds an MBA, has completed CFP education (inactive), serves as an adjunct faculty member, and maintains an inactive state real‑estate broker license used only for personal transactions, with any potential real-estate conflicts to be disclosed in writing.
Client services
Financial planning
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Debt management
Life insurance needs analysis
Demographic focus
Mid-Career Professionals
Fee options
$200 per hour
Fee-only: Hourly rate of $200 per hour
Main office location
Fee-Only Financial Services LLC
Columbia MO, United States
Number of offices
1
Most active in
Fee-Only Financial Services LLC has reported serving >5 clients in these states in the last 12 months.
Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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