Financial Compass LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$83,660,000
Clients
44
86% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
44
HighAverage account size
$1,901,364
About
Financial Compass provides personalized, comprehensive financial planning and investment management to individuals, trusts, estates and small businesses. The firm operates on a fee-only basis and offers services that include financial goal setting, cash‑flow and tax planning, insurance and estate recommendations, education and retirement planning, and implementation assistance.
The firm’s investment approach emphasizes long-term, diversified portfolios constructed with low‑cost mutual funds and ETFs, attention to tax efficiency, and periodic rebalancing (the brochure notes rebalancing when allocations deviate by about 20%). Financial planning is offered as a fixed‑fee engagement with online plan access and a short retainer window for follow‑up, while ongoing advice is available through discretionary asset management or limited hourly engagements.
Noteworthy features for a small, solo adviser include the integration of a branded service targeting millennial and Gen Z clients (milz fp), and oversight of approximately $89 million in discretionary assets as of year‑end 2025. The firm does not vote client securities (custodians or transfer agents distribute proxies) and may require minimum investable assets for full‑service management, practices clients should consider when assessing operational procedures.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Wealth management
Passive / index investing
Retirement income strategy
Demographic focus
Gen Y/Millennials (Born 1980-1995)
Gen Z (Born 1996-2010)
Fee options
Fixed fee for comprehensive financial planning typically ranging from $3,000 to $4,000+
$0 - $1,000,000: 0.25% $1,000,001 - $3,000,000: 0.20% $3,000,001+: 0.075%
$350/hour for limited scope arrangements and follow-up planning
Account minimum: $1,000,000 Minimum fee: Minimum annual fee of $10,000 Fee-only: Fee-only practice; no commissions or finder’s fees accepted
Main office location
Financial Compass LLC
Philadelphia PA, United States
Number of offices
2
Most active in
Financial Compass LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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