Financial Security Advisory Inc logo

Financial Security Advisory Inc

Updated today

Client assets under management

$1,632,680,056

Clients

2,810

16% high-net-worth

Advisors

33

of 43 employees

Firm type

Multi-team

30-300 advisors or >$3B in AUM

Clients per advisor

85

High

Average account size

$581,025

About

Financial Security Advisory, Inc. serves individuals (including high‑net‑worth clients), trusts, estates, pension and profit‑sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm’s services include managed portfolios of mutual funds, ETFs, stocks and bonds, access to alternative investments and the Charles Schwab Managed Advisory Platform (MAP), and planning guidance on tax, estate and retirement matters.

FSA emphasizes asset allocation and a long‑term buy‑and‑hold orientation, selecting funds and securities through quantitative screening (performance, expenses, manager tenure) followed by qualitative due diligence and ongoing committee oversight. Accounts are typically managed on a limited discretionary basis, and the firm may recommend or engage third‑party managers while acknowledging ERISA fiduciary responsibilities for plan clients.

What distinguishes FSA from many multi‑team RIAs is its overlap with brokerage and insurance activities: the firm discloses affiliations that enable insurance product and variable contract sales through affiliated entities and notes that some IARs act as registered representatives or insurance agents. These dual registrations and the firm’s relationship with Schwab for its MAP program can present potential conflicts of interest, which FSA discloses in its Brochure and addresses through policies such as a Code of Ethics and ongoing supervision.

Client services

Financial planning Portfolio management

Expertise

Private / alternative investments Wealth management

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Fee options

Percentage

$0 - $249,999: 1.50% $250,000 - $999,999: 1.00% $1,000,000 - $9,999,999: 0.75% $10,000,000 - $20,000,000: 0.65% Above $20,000,000+: Negotiated

Project-based

$150 per hour

Other

Account minimum: $100,000 Fee-only: $150 per hour; anticipated fee between $1,500 and $2,500 for financial planning services

Main office location

Financial Security Advisory Inc

477 Viking Drive, Suite 305

Virginia Beach VA 23452, United States

Number of offices

6

Most active in

Alabama · Arizona · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Illinois · Indiana · Louisiana · Maryland · Massachusetts · Michigan · New Jersey · New York · North Carolina · Ohio · Pennsylvania · South Carolina · Tennessee · Texas · Virginia · Washington · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kristy D

Series 65

Virginia Beach, VA

Financial Security Advisory Inc

Kristy De Jarnette is a financial advisor with Financial Security Advisory Inc., holding a Series 65 designation and two years of industry experience. She previously worked at Farmers Bankshares, Inc. for 15 years before joining Financial Security Management, Inc. in 2022. Outside of her advisory role, she serves as treasurer for both the Western Tidewater Free Clinic and the Windsor Athletic Association. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold strategy, using quantitative screening and qualitative due diligence to select investments, and offers access to alternative investments and the Charles Schwab Managed Advisory Platform.

Private / alternative investments Wealth management
user avatar

Frederick C

Series 63, Series 65

Naples, FL

Financial Security Advisory Inc

Frederick Conti is a financial advisor at Financial Security Advisory Inc with 26 years of industry experience. He holds Series 63 and Series 65 credentials. His career includes over two decades at Financial Security Management, Inc. Frederick is also an agent at Financial Security Group, Inc., where he prepares financial plans and provides advisory services. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm focuses on asset allocation and a long-term buy-and-hold approach, utilizing quantitative screening and qualitative due diligence in its investment process.

Private / alternative investments Wealth management
user avatar

Charles M

Series 66

Va Beach, VA

Financial Security Advisory Inc

Charles Mckinney is a financial advisor at Financial Security Advisory Inc with 25 years of industry experience. He holds a Series 66 designation and has been with Financial Security Management, Inc. since 2000. Outside of his advisory role, he serves as CFO for International Medical Direction, Inc., a company providing emergency EMT support. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, combining quantitative screening with qualitative due diligence and committee oversight.

Private / alternative investments Wealth management
user avatar

Charles J

CFP®, ChFC®, Series 63, Series 65

Newport News, VA

Financial Security Advisory Inc

Charles Jenks is a CFP® and ChFC® with 39 years of experience in financial advisory services. He has been with Financial Security Advisory, Inc. since 1997. In addition to his advisory role, he serves as Vice President of Financial Security Group, Inc., where he is involved in life and health insurance sales and financial planning. Financial Security Advisory, Inc. provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, and business entities. The firm emphasizes asset allocation and a long-term buy-and-hold approach, employing quantitative screening and qualitative due diligence in its investment process.

Private / alternative investments Wealth management
user avatar

Glenn S

Series 63, Series 65

Darien, IL

Financial Security Advisory Inc

Glenn Schwalje is a financial advisor with Financial Security Advisory, Inc. He holds Series 63 and Series 65 designations and has 26 years of industry experience. His prior roles include positions at Jackson National Life Distributors, MIAC Capital Markets LLC, and World Equity Group, Inc. Outside of advisory work, he provides compliance consulting through Oyster Consulting, LLC. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities with discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold strategy, utilizing quantitative screening and qualitative due diligence to manage portfolios.

Private / alternative investments Wealth management
user avatar

April W

CFP®, Series 63, Series 65

Virginia Beach, VA

Financial Security Advisory Inc

April Waff Mano is a CFP® professional with 21 years of industry experience, currently serving at Financial Security Management, Inc. since 2002. She holds Series 63 and Series 65 licenses and is also an insurance agent involved in life and health insurance sales and financial advisory services. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, combining quantitative screening with qualitative due diligence.

Private / alternative investments Wealth management
user avatar

Denise S

Series 63, Series 65

Virginia Beach, VA

Financial Security Advisory Inc

Denise Setzer is a financial advisor with Financial Security Advisory Inc in Virginia Beach, VA, holding Series 63 and Series 65 licenses and six years of industry experience. She previously worked at Midgett Preti Olanson from 2014 to 2018 and has been with Financial Security Management, Inc since 2019. Outside of her advisory role, she owns an aromatherapy business focused on essential oils. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities with discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, utilizing quantitative screening and qualitative due diligence in its investment selection.

Private / alternative investments Wealth management
user avatar

Alison R

Series 63, Series 65

Virginia Beach, VA

Financial Security Advisory Inc

Alison Rodriguez is a financial advisor at Financial Security Advisory Inc with nine years of industry experience. She holds Series 63 and Series 65 designations and has been with Financial Security Management, Inc. since 2016. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, utilizing both quantitative screening and qualitative due diligence in managing client portfolios.

Private / alternative investments Wealth management
user avatar

Kelly T

Series 63, Series 65

Virginia Beach, VA

Financial Security Advisory Inc

Kelly Taylor is a financial advisor with Financial Security Advisory Inc in Virginia Beach, VA, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Financial Security Management, Inc., Taylor was a homemaker for six years. Outside of advisory duties, Taylor serves as an agent for Financial Security Group, Inc., providing life and health insurance sales and financial planning services. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities with discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, utilizing quantitative screening and qualitative due diligence, while also offering access to alternative investments and the Charles Schwab Managed Advisory Platform.

Private / alternative investments Wealth management
user avatar

Gayle B

CFP®, ChFC®, Series 63, Series 65, Series 66

Va Beach, VA

Financial Security Advisory Inc

Gayle Blachura is a financial advisor at Financial Security Advisory Inc with 25 years of industry experience. She holds the CFP® and ChFC® designations and has been with Financial Security Management, Inc. since 2000. In addition to her advisory role, she is an agent involved in life and health insurance sales and financial planning. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, utilizing quantitative screening and qualitative due diligence in its investment selection.

Private / alternative investments Wealth management
user avatar

Eugene C

CFP®, Series 63, Series 65

Va Beach, VA

Financial Security Advisory Inc

Eugene Carracino is a CFP® professional with 32 years of experience, currently serving at Financial Security Advisory Inc. since 1997. He also engages in negotiating vehicle purchases for clients and referrals. Financial Security Advisory, Inc. provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, and business entities, emphasizing asset allocation and a long-term buy-and-hold strategy supported by quantitative and qualitative analysis.

Private / alternative investments Wealth management
user avatar

John O

CFP®, Series 63, Series 65

Virginia Beach, VA

Financial Security Advisory Inc

John Orlando is a CFP® with 30 years of experience in financial advisory services, currently serving at Financial Security Advisory Inc. since 1997. He holds Series 63 and Series 65 licenses and acts as Vice President of Financial Security Group, Inc., where he is involved in life and health insurance sales and financial planning. Financial Security Advisory Inc. provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, and business entities. The firm emphasizes asset allocation and a long-term buy-and-hold investment approach, using quantitative screening and qualitative due diligence, and offers access to alternative investments and the Charles Schwab Managed Advisory Platform.

Private / alternative investments Wealth management
user avatar

Enrique T

CFP®, Series 66

Virginia Beach, VA

Financial Security Advisory Inc

Enrique Tomeu is a CFP® professional with 25 years of experience in the financial advisory industry. He is affiliated with Financial Security Advisory Inc and has been leading Tomeu Wealth Management since 2005. His background includes long-term involvement in both wealth management and life and health insurance sales. Financial Security Advisory Inc serves individuals, trusts, estates, pension and profit-sharing plans, and business entities with discretionary portfolio management and comprehensive financial planning. The firm focuses on asset allocation and a long-term buy-and-hold strategy, utilizing quantitative screening and qualitative due diligence to select funds and securities.

Private / alternative investments Wealth management
user avatar

Alana R

Series 65

Virginia Beach, VA

Financial Security Advisory Inc

Alana Ripley is a financial advisor at Financial Security Advisory Inc with a Series 65 designation and two years of industry experience. Prior to joining Financial Security Advisory, she was affiliated with Financial Security Management, Inc. and has experience as a photographer and owner of a photography business. Financial Security Advisory, Inc. serves individuals, trusts, estates, pension and profit-sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm emphasizes asset allocation and a long-term buy-and-hold approach, combining quantitative screening with qualitative due diligence and ongoing committee oversight.

Private / alternative investments Wealth management
user avatar

Susan S

Series 65

Virginia Beach, VA

Financial Security Advisory Inc

Susan Shum is a financial advisor at Financial Security Advisory Inc. with 10 years of industry experience. She holds a Series 65 designation and has worked at Financial Security Management, Inc. since 2015. Financial Security Advisory, Inc. provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, and business entities. The firm emphasizes asset allocation and a long-term buy-and-hold strategy, using quantitative screening and qualitative due diligence, with services that include managed portfolios and planning guidance on tax, estate, and retirement matters.

Private / alternative investments Wealth management
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