First Light Wealth Advisors, LLC logo

First Light Wealth Advisors, LLC

Updated today

Client assets under management

$109,971,792

Clients

93

29% high-net-worth

Advisors

2

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

47

Typical

Average account size

$1,182,492

About

First Light Wealth Advisors, LLC provides financial planning, consulting and discretionary investment management to individuals, trusts, estates, corporations and retirement plans, managing approximately $116.3 million in client assets as of December 31, 2025. The firm serves a mix of individual investors and plan sponsors and also offers retirement-plan consulting, plan design and participant education services.

Its investment process combines fundamental and cyclical analysis with a derivative of Modern Portfolio Theory to build diversified portfolios using mutual funds, ETFs, individual debt and equity securities, REITs and select independent managers. The firm tailors portfolios to clients’ stated risk tolerance and time horizon, monitors accounts on an ongoing basis, conducts at least semi‑annual reviews and can advise on held-away assets such as variable insurance contracts and 529 plans.

Distinctive features disclosed in the brochure include the firm’s recent transition from state to SEC registration despite a small adviser team, and its role as an ERISA fiduciary on negotiated retirement-plan engagements. The firm also discloses that several supervised persons are licensed insurance agents and that it receives substantial software, administrative and research-related support from its primary custodian, arrangements the firm identifies as potential conflicts of interest.

Client services

Portfolio management Pension consulting Selection of other advisers

Expertise

Income planning Cash flow / budgeting General retirement planning Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Founder/Business Owner Executive

Want help finding the right advisor?

Answer a few questions to see advisors matched to you.

Fee options

Fixed

Fixed fees varying between $250 and $1,000 depending on the advice given and the person giving the advice.

Percentage

0.25% – 1.50% annually (varies depending on portfolio size and service type)

Commissions

Certain Supervised Persons offer insurance products on a commission basis under separate arrangements.

Main office location

First Light Wealth Advisors, LLC

76 East Main Street, Second Floor

Little Falls NJ 07424, United States

Number of offices

1

Most active in

Florida · New Jersey · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Robert K

Series 63, Series 65, Series 66

Little Falls, NJ

First Light Wealth Advisors, LLC

Robert Korzik is a financial advisor with First Light Wealth Advisors, LLC in Little Falls, NJ, holding Series 63, 65, and 66 licenses and bringing 43 years of industry experience. Before joining First Light Wealth Advisors in 2017, he worked at Ameriprise Financial Services, Inc. from 2011 to 2017. Outside of his advisory role, he is a managing partner of RJE Marine Services LLC, a charter fishing boat business operated by his son. First Light Wealth Advisors serves individual clients, including both non-high-net-worth and high-net-worth households, as well as retirement plans and institutional clients. The firm provides financial planning, consulting, and portfolio management with an investment approach that integrates fundamental and cyclical analysis within a Modern Portfolio Theory framework, tailored to client-specific risk tolerance and objectives.

Income planning Cash flow / budgeting General retirement planning Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
user avatar

James K

Series 63, Series 65

Little Falls, NJ

First Light Wealth Advisors, LLC

James Korzik is a financial advisor with First Light Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining First Light in 2018, he worked at Ameriprise Financial Services from 2011 to 2018. Outside of his advisory role, Korzik is a licensed private marine captain and owner, operating recreational and fishing vessels. First Light Wealth Advisors serves individual clients, retirement plans, and other institutional clients, offering financial planning, consulting, and portfolio management. The firm employs a portfolio construction approach based on Modern Portfolio Theory and combines fundamental and cyclical analysis, tailoring strategies to clients’ risk tolerance and financial goals.

Income planning Cash flow / budgeting General retirement planning Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
Warmer team member

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor
Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")