Fordham Financial Services, Inc.

The firm provides discretionary portfolio management, written financial planning, tax and small‑business consulting, and access to life, accident and health insurance products for individuals, high‑net‑worth clients, trusts and estates. In addition to its retail clientele, the firm reports relationships with a range of institutional and corporate entities — including banks and thrift institutions, insurance companies and brokers, state and municipal governments, other investment advisers, accounting firms, charitable organizations, pension or profit‑sharing plans, corporations, and sovereign wealth funds — alongside its individual client base.

The firm develops a Financial Profile and an Investment Plan for each client and implements those plans on a discretionary basis, generally pursuing long‑term positions using ETFs and individual common stocks, with an emphasis on established blue‑chip names. Investment decisionmaking combines traditional fundamental factors (financial‑strength ratios, price‑to‑earnings, dividend yield) with technical/charting and cyclical analysis, and the firm supplements portfolio management with periodic tax and planning consultations as requested by clients.

What is distinctive for a solo independent adviser of this size (approximately $26.7 million in discretionary assets and about 43 client relationships) is the combination of CPA/CFP credentials, ongoing tax/consulting services and licensed insurance sales alongside discretionary portfolio management. The firm also participates in an institutional custody and execution program that provides research and operational benefits, and it discloses and manages potential conflicts arising from advisory, consulting and insurance compensation arrangements.