Fountain Financial & Tax

The firm provides discretionary asset management to individuals, high-net-worth clients, trusts, estates and charitable organizations, delivering portfolio management and investment planning tailored to documented client goals and risk tolerances. It also operates an affiliated tax preparation and legal practice and the firm’s principal is licensed to sell insurance products, which are offered to clients as separate, commission-based services.

Investment decisions are guided by fundamental analysis and a mix of strategies that include long- and short-term purchases, option writing, and other derivative instruments; the firm exercises discretionary trading authority and performs quarterly account reviews. The firm documents client objectives and may pursue tax-aware actions such as rebalancing and tax-loss harvesting when appropriate.

Distinctive features include the firm’s integration with an accounting/tax and legal practice—its principal spends a substantial portion of time on those services—and a licensed insurance practice, both of which are disclosed as potential conflicts of interest and managed through disclosures and policies. The use of derivatives and option strategies in separately managed accounts and the acceptance of charitable organization clients are uncommon among similar solo independent advisers and may influence portfolio construction and advisory recommendations.