F
Funded Life Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Funded Life Financial, LLC is a registered, fee‑only investment adviser that offers financial planning and discretionary investment management to individuals and high‑net‑worth clients. The firm’s brochure also discloses seminars and speaking engagements on financial topics and the practice of recommending third‑party professionals when appropriate.
FLF describes a primarily passive, asset‑allocation approach that uses index mutual funds and ETFs and seeks to align portfolio allocations with clients’ stated objectives and risk tolerance. The firm may implement strategies through outside managers and model portfolios—including participation in Altruist’s Model Marketplace—and typically maintains discretionary authority and ongoing monitoring of accounts and any recommended sub‑advisors.
Distinctive features noted in the brochure that are uncommon for firms in this category include a formal seminar/speaking program and an explicit process for selecting or recommending outside managers and third‑party model portfolios. The brochure also discloses that the firm was established in 2023 and reported $0 in discretionary assets under management and no client accounts as of December 31, 2025, while relying on a custodial relationship with Altruist for execution and model access.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
General tax planning
Demographic focus
Mid-Career Professionals
Fee options
Ongoing comprehensive financial planning fees range from $500 to $3,000 annually; For assets below $500,000, flat annual planning fee of $6,000 (Individuals), $8,000 (Couples), or $10,000 (Families).
$0 - $500,000: 2.00% $500,001 - $1,000,000: 1.00% $1,000,001 - $1,500,000: 0.75% $1,500,001 - $2,000,000: 0.50% $2,000,001 - $3,000,000: 0.40% $3,000,001 - $5,000,000: 0.25% $5,000,001+: 0.20%
Fee-only: Flat annual fee ranging from $500 to $3,000 for ongoing comprehensive financial planning; Flat annual fee of $6,000 (Individuals), $8,000 (Couples), or $10,000 (Families) for assets below $500,000 with 5% increase every other year if assets remain below $500,000; Investment management fee waived for clients with ongoing financial planning and less than $500,000 AUM.
Main office location
Funded Life Financial, LLC
Chicago IL, United States
Number of offices
1
Most active in
Funded Life Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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