G.S. Woods Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
3
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
3
LowAverage account size
$0
About
G.S. Woods Wealth Management works with individuals, families, small businesses, professionals, charitable organizations, and employee benefit plans, including pension or municipal plan engagements. The firm provides financial planning, insurance advice, business planning and consulting, pension consulting, and referrals to third‑party asset managers.
The firm emphasizes goals‑based financial planning and long‑term strategic asset allocation using financial planning software and a top‑down analytical approach, but it does not take custody of client assets or accept discretionary portfolio authority. Rather than managing individual portfolios in‑house, the adviser refers clients to unaffiliated third‑party asset managers and assists with manager selection, implementation, and periodic reviews, receiving solicitor/referral compensation where applicable.
Noteworthy features include an AI‑based budgeting application (No Fuss Budget) and an outreach program that offers discounted consultations for veterans, service members, police and fire personnel, along with periodic educational materials and workshops. The firm also maintains a small client roster with no direct assets under management and performs multi‑year pension consulting for government entities, distinguishing its practice model from many peers.
Client services
Financial planning
Selection of other advisers
Newsletters or periodicals
Educational seminars or workshops
Expertise
Debt management
Cash flow / budgeting
Disability insurance
College savings (529s, UTMA, etc.)
Concentrated stock management
Occupation focus
Military & Veterans
Founder/Business Owner
Demographic focus
Values-based investing
Fee options
Fixed fees for various financial planning services: Retirement Solutions $3,000; Silver Solutions $5,000; Gold Solutions $7,000; Business Planning $18,000; Financial Plan Update 30% of original fee.
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.95% $2,000,001 - $3,000,000: 0.90% $3,000,001 - $4,000,000: 0.80%
Hourly rate of $150 per hour for financial planning and consultation services.
Subscription fees for AI-based personal budget app: $5/month or $50/year.
Minimum fee: Financial Planning Fixed Fees range from $3,000 to $18,000 depending on plan type; Financial Plan Update is 30% of original fee. Fee-only: Fixed fees for financial planning from $3,000 to $18,000; hourly rate $150/hour.
Main office location
G.S. Woods Wealth Management
Forest Hilll MD, United States
Number of offices
1
Most active in
G.S. Woods Wealth Management has reported serving >5 clients in these states in the last 12 months.
Maryland · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")