GAP Financial Services or GAP Financial

Benedict Johnson is a CFP® and ChFC® with 28 years of industry experience. He is currently with GAP Financial Services and has previously worked at Morgan Stanley, First Command Financial Services, and USAA Financial Advisors. GAP Financial Services provides investment management and financial planning to individuals, high-net-worth clients, and corporate qualified retirement plans. The firm generally favors passive portfolio construction using index funds and ETFs, offers access to outside managers, and provides comprehensive planning services with a range of fee arrangements.

Lorri Winkcompleck is a financial advisor at GAP Financial Services with eight years of industry experience. She holds a Series 65 designation and has been with GAP Financial since 2017. Winkcompleck is also involved with Austin Ridge Church since 2022. GAP Financial Services provides investment management and financial planning to individuals, high-net-worth clients, and corporate qualified retirement plans. The firm emphasizes passive portfolio construction using index mutual funds and ETFs, offers tailored portfolio management, and incorporates options strategies alongside third-party manager selection.

Today’s modern wealth builders understand they need someone to represent their best interests in a non-commission based fiduciary role, someone who also has access to the institutional level products and a massive research database. For the past 26 years, Jarrod Winkcompleck has offered clients both. Jarrod started his working life as an investment advisor with a national brokerage firm before becoming a Certified Financial Planner (CFP®), assisting our nation’s veterans as a Senior Financial Planner for USAA. In addition to this professional designation, Jarrod has qualified for and then earned six more highly valued professional designations: Chartered Financial Consultant (ChFC®), Chartered Retirement Planning Counselor (CRPC®), Chartered Mutual Fund Counselor (CMFC®), Cash Balance Consultant (CBC®), Certified Health Savings Advisor (CHSA®), and Chartered Advisor for Senior Living (CASL®). As his professional career advanced, he served as Director of Business Development and Senior Planner for one of Texas’ largest and most profitable Registered Investment Advisors. In recent years, he also acted as Partner and Senior Advisor to a specialized private wealth management firm before founding Gap Financial Services, a firm birthed from his desire to bring honesty and integrity to all clients seeking to build their financial legacies. In 2019, he accepted an appointment from the Texas Lt. Governor to serve on the Texas Prepaid Higher Education Tuition Board, a group of experts dedicated to managing the Texas Tuition Promise Fund and Texas 529 Savings Plan. He graduated from the University of Texas at Arlington with a BBA in Finance. Jarrod has been married for twenty-nine years and has one high-school aged daughter.

Stephen Power is a CFP® with 15 years of industry experience, currently serving as an advisor at GAP Financial Services since 2017. Prior to this, he worked at New England Securities for nine years. He also volunteers as a pro bono teacher through the local chapter of the Financial Planning Association Junior Duel. GAP Financial Services provides investment management and financial planning to individuals, high-net-worth clients, and corporate qualified retirement plans. The firm emphasizes passive portfolio construction with index mutual funds and ETFs, while also offering access to outside managers, options strategies, and comprehensive retirement plan consulting.

Joseph Montanaro Jr. is a CFP® with 22 years of experience in financial services. He is currently with GAP Financial Services, where he has worked since 2026. His prior experience includes roles in military affairs and investment services at USAA from 2014 to 2025. GAP Financial Services provides investment management and financial planning to individuals, high-net-worth clients, and corporate qualified retirement plans. The firm primarily uses passive portfolio construction with index funds and ETFs, offers access to outside managers, and provides comprehensive planning through upfront and retainer fee arrangements.