Gibson Financial Solutions, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$133,747,738
Clients
153
16% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
153
Very HighAverage account size
$874,168
About
Gibson Financial Solutions, Inc. is a fee-only financial planning and investment advisory firm that serves individuals and high‑net‑worth families, providing personalized financial planning, investment management, and limited consulting to clients, trusts, estates, charitable organizations, pension and profit‑sharing plans, and small businesses; the firm reports approximately 153 client families and about $133.7 million in assets under management. Services range from short‑scope hourly consulting and financial plans to ongoing discretionary portfolio management held at a qualified custodian.
The firm emphasizes a planning‑first process, typically completing a financial planning engagement and documented Investment Policy Statement before moving clients to ongoing advisory relationships; most managed assets are discretionary and trades are executed through an established custodian under limited trading authority. Investment approach centers on strategic asset allocation implemented with a core‑satellite mix of primarily no‑load mutual funds and ETFs, with selective use of individual fixed‑income securities and periodic portfolio reviews to maintain alignment with client goals.
Noteworthy for a firm of its size, Gibson offers educational seminars and workshops on topics such as tax updates, college planning, cash‑flow and introductory investing and will provide group presentations or employer‑sponsored talks upon request. The firm operates on a fee‑only basis, does not accept commissions or third‑party compensation, and maintains internal compliance and personal‑trading policies consistent with its stated fiduciary standards.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
General tax planning
College savings (529s, UTMA, etc.)
General estate planning guidance
Cash flow / budgeting
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.50% $3,000,001+: 0.25%
$200 per hour for financial planning and consulting
Retainer fees generally priced based on complexity and assets under management; specific amounts not stated
Minimum fee: Minimum annual fee generally $500, may be waived or negotiated Fee-only: Fee-only financial planning and investment advisory services; no commissions or third party fees accepted
Main office location
Gibson Financial Solutions, Inc.
67 Franklin Street
Ellsworth ME 04605, United States
Number of offices
1
Most active in
Gibson Financial Solutions, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida · Maine · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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