Golden Thread Collaborative, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Golden Thread Collaborative is a fee-only registered adviser that provides financial planning and coaching to individuals and high‑net‑worth clients with a specialized focus on end‑of‑life and major life transitions. Services are delivered through scheduled 75‑minute sessions in prepaid engagement blocks rather than through ongoing discretionary asset management, and the firm does not manage client assets or accept custody.
The firm’s work is described as holistic, iterative, and client‑driven, organized into phased engagements (stabilization, purposeful planning, end‑of‑life preparation, and an optional survivor “Epilogue”) and tailored to changing circumstances. Investment recommendations may be made as part of planning—using portfolio construction principles such as Modern Portfolio Theory—but implementation and custody are left to clients and their chosen custodians.
Compared with many peers, the firm relies on session‑based and hourly billing rather than a percentage‑of‑assets fee, and it explicitly disclaims performance‑based compensation and transaction‑based payments. The firm’s principal combines formal financial planning credentials with certified financial‑transition training and end‑of‑life doula work, and the brochure emphasizes warm handoffs to legal, tax, and after‑loss specialists rather than in‑house asset management.
Client services
Financial planning
Expertise
Business exit / sale strategy
Cash flow / budgeting
Retirement income strategy
Charitable giving & philanthropy
Occupation focus
Retired
Demographic focus
Approaching retirement
Fee options
Standard engagement prepaid session blocks: $2,000 per block of four sessions; For loved ones: $500 per 75-minute session block.
$400 per hour in 15-minute increments for work outside scheduled sessions or additional support.
Fee-only: Standard engagement: $8,000 prepaid for 16 sessions (billed in four blocks of four sessions at $2,000 each). Additional hourly work billed at $400 per hour.
Main office location
Golden Thread Collaborative, LLC
Helena MT, United States
Number of offices
1
Most active in
Golden Thread Collaborative, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado · Montana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")